Payment & Billing Policy Payments are processed exclusively via PayPal. 1. Payment Terms All purchases must be made through PayPal. Charges will appear under PayPal’s merchant processing. Prices include applicable taxes unless stated otherwise. 2. Credit Purchases Credits are delivered instantly after payment. Credits are non-transferable and non-refundable (except auto-refund for failed prompts). 3. Chargebacks Chargebacks filed through PayPal may result in: Account suspension Loss of credits Ban from purchasing future credits